UTILNIVO

Free Online Tools for Everyday Tasks

Fast, simple, and privacy-friendly online tools that work directly in your browser. No account required.

Featured tools

View all tools

EMI Calculator

Estimate monthly EMI, total interest, and amount payable for a loan.

Browser-based
No signup

Mortgage Calculator

Calculate mortgage payments, interest, and totals.

Browser-based
No signup

Car Loan Calculator

Estimate monthly auto loan payments from price, down payment, rate, and term.

Browser-based
No signup

Credit Card Payoff Calculator

Plan payoff timelines and interest for credit card debt.

Browser-based
No signup

Retirement Calculator

Project retirement savings growth over time.

Browser-based
No signup

Budget Planner

Organize income and expenses into a simple budget.

Browser-based
No signup

Compound Interest Calculator

Calculate compound interest growth on savings or investments.

Browser-based
No signup

SIP Calculator

Estimate returns from systematic investment plans.

Browser-based
No signup

Simple Tax Calculator

Estimate tax from income using a simple percentage rate (not full tax brackets).

Browser-based
No signup

Sales Tax Calculator

Convert prices before and after sales tax.

Browser-based
No signup

Salary Calculator

Convert salary to hourly, daily, weekly, monthly, and annual pay.

Browser-based
No signup

Hourly to Salary Calculator

Convert hourly pay to weekly, monthly, and annual salary.

Browser-based
No signup

Paycheck Calculator

Estimate take-home pay from gross pay and simple deductions.

Browser-based
No signup

Rent Affordability Calculator

Estimate how much rent you can afford from your income.

Browser-based
No signup

Overtime Pay Calculator

Calculate time-and-a-half and other overtime pay totals.

Browser-based
No signup

Discount Plus Tax Calculator

Find the final price after a discount and sales tax.

Browser-based
No signup

Loan Calculator

Estimate monthly loan payments, total interest, and a basic amortization summary.

Browser-based
No signup

Extra Payment Calculator

See how extra monthly payments reduce loan interest and payoff time.

Browser-based
No signup

Loan Payoff Calculator

Estimate how long it takes to pay off a loan balance and how much interest you will pay.

Browser-based
No signup

Debt-to-Income Calculator

Calculate front-end and back-end debt-to-income ratios from income and monthly debts.

Browser-based
No signup

Simple & Compound Interest Calculator

Calculate simple or compound interest on a principal over time.

Browser-based
No signup

Merge PDF

Combine multiple PDF files into one document.

Browser-based
No signup
Files stay local

Split PDF

Split a PDF into separate pages or ranges.

Browser-based
No signup
Files stay local

Compress PDF

Optimize PDF structure and metadata in your browser.

Browser-based
Basic conversion
Beta
No signup
Files stay local

PDF to Word

Convert PDF text into Word with paragraphs, headings, simple tables, and page breaks—not exact layout.

Browser-based
Basic conversion
Beta
No signup
Files stay local

Word to PDF

Convert Word (.docx) to PDF with LibreOffice when configured, or text-only browser fallback.

Browser-based
Basic conversion
Beta
No signup
Files stay local

Rotate PDF

Rotate PDF pages to the correct orientation.

Browser-based
No signup
Files stay local

Remove PDF Password

Unlock a PDF when you know the password.

Browser-based
No signup
Files stay local

Add PDF Watermark

Add text or image watermarks to PDF pages.

Browser-based
No signup
Files stay local

Image Compressor

Compress images to reduce file size.

Browser-based
No signup
Files stay local

Resize Image

Resize images to custom dimensions.

Browser-based
No signup
Files stay local

Image Format Converter

Convert images between JPG, PNG, and WebP formats.

Browser-based
Basic conversion
No signup
Files stay local

Remove Background

Remove image backgrounds on-device (first run downloads a model from a CDN).

AI-powered
Browser-based
No signup
Files stay local

Crop Image

Crop images to focus on the area you need.

Browser-based
No signup
Files stay local

Blur Image

Apply blur effects to images.

Browser-based
No signup
Files stay local

Add Image Watermark

Add text or logo watermarks to images.

Browser-based
No signup
Files stay local

Image to Base64 Converter

Convert an image file to Base64 or a data URL.

Browser-based
Basic conversion
No signup
Files stay local

Base64 to Image Converter

Decode Base64 or a data URL into an image file.

Browser-based
Basic conversion
No signup
Files stay local

Favicon Generator

Create PNG favicons in common sizes from an image.

Browser-based
No signup
Files stay local

Image Metadata Viewer

Inspect file and basic image metadata read locally in your browser.

Browser-based
No signup
Files stay local

Aspect Ratio Calculator

Simplify width and height into an aspect ratio.

Browser-based
No signup
Files stay local

DPI / PPI Calculator

Convert between pixels, print size, and DPI/PPI.

Browser-based
No signup
Files stay local

Color Palette Generator

Build color palettes from a seed hex color or an image.

Browser-based
No signup
Files stay local

SVG Optimizer

Sanitize and minify SVG markup in your browser.

Browser-based
No signup
Files stay local

Word Unscrambler

Unscramble letters into words with Medium and High difficulty modes.

Browser-based
No signup

Word Counter

Count words, sentences, characters, and paragraphs with reading time estimates.

Browser-based
No signup

Reading-Time Calculator

Estimate reading and speaking time from text with adjustable speeds.

Browser-based
No signup

Text Difference Checker

Compare two pieces of text and highlight changes.

Browser-based
No signup

Character Counter

Count characters with and without spaces in real time.

Browser-based
No signup

Case Converter

Convert text between upper, lower, title, sentence, and programming cases.

Browser-based
No signup

Remove Duplicate Lines

Remove duplicate lines from a block of text.

Browser-based
No signup

Text Sorter

Sort lines or words alphabetically, or reverse line order.

Browser-based
No signup

Citation Generator

Create APA, MLA, and Chicago citation drafts for common sources.

Browser-based
No signup

Random Text Generator

Generate random text strings for testing and placeholders.

Browser-based
No signup

Password Generator

Generate secure random passwords with customizable length and character sets.

Browser-based
No signup

Random Name Picker

Pick a name or item at random from a list.

Browser-based
No signup

Lorem Ipsum Generator

Generate placeholder Lorem Ipsum text for designs and drafts.

Browser-based
No signup

JSON Formatter

Format, minify, and validate JSON with optional key sorting.

Browser-based
No signup

JSON Compare

Compare two JSON documents and list structural differences.

Browser-based
No signup

XML Formatter

Format, minify, and validate XML with readable indentation.

Browser-based
No signup

XML Compare

Compare two XML documents and list structural differences.

Browser-based
No signup

Base64 Encoder & Decoder

Encode and decode text with Base64.

Browser-based
No signup

JWT Decoder

Decode JWT tokens to inspect header and payload claims.

Browser-based
No signup

UUID Generator

Generate UUIDs for apps, tests, and databases.

Browser-based
No signup

Regex Tester

Test regular expressions against sample text.

Browser-based
No signup

SQL Formatter

Format SQL queries for readability.

Browser-based
No signup

Timestamp Converter

Convert between Unix timestamps and human-readable dates.

Browser-based
No signup

Resume Draft Generator

Format a resume from your details using templates (not AI).

Browser-based
No signup

Cover Letter Draft Generator

Build cover letter drafts from templates (not AI).

Browser-based
No signup

Email Draft Generator

Draft emails from purpose, tone, and topic templates (not AI).

Browser-based
No signup

Prompt Generator

Build clearer prompts for AI tools and assistants.

Browser-based
No signup

Basic Grammar Checker

Offline grammar and clarity suggestions (not a full AI writing assistant).

AI-powered
Browser-based
No signup

Blog Outline Generator

Generate structured outlines for blog posts and articles.

Browser-based
No signup

Age Calculator

Calculate exact age in years, months, and days from a date of birth.

Browser-based
No signup

Date Difference Calculator

Count days, weeks, and months between two dates.

Browser-based
No signup

Countdown Calculator

Count time remaining until a date or event.

Browser-based
No signup

Business Days Calculator

Count weekdays between two dates, excluding holidays.

Browser-based
No signup

Time Duration Calculator

Find the difference between two clock times.

Browser-based
No signup

Percentage Calculator

Calculate percentages, increases, decreases, and ratios.

Browser-based
No signup

Electricity Cost Calculator

Estimate how much an appliance costs to run.

Browser-based
No signup

BMI Calculator

Calculate body mass index using metric or US units with a general classification.

Browser-based
No signup

Unit Converter

Convert between common units of length, weight, volume, and temperature.

Browser-based
No signup

Currency Converter with Custom Exchange Rate

Convert amounts using an exchange rate you enter (not live market rates).

Browser-based
No signup

Time Zone Converter

Compare times across world time zones.

Browser-based
No signup

QR Code Generator

Create QR codes from text or URLs.

Browser-based
No signup

Barcode Generator

Generate barcodes for products and labels.

Browser-based
No signup

Calendar Generator

Generate printable monthly calendars.

Browser-based
No signup

Pomodoro Timer

Run focus sessions with short and long breaks using the Pomodoro method.

Browser-based
No signup

Baby Name Generator

Explore baby name ideas by style and starting letter.

Browser-based
No signup

Pregnancy Due Date Calculator

Estimate a due date from the start of the last period.

Browser-based
No signup

Weighted Grade Calculator

Calculate weighted grades and final scores.

Browser-based
No signup

Final Grade Calculator

Find what score you need on your final exam.

Browser-based
No signup

GPA Calculator

Calculate weighted GPA from course credits and letter grades or grade points.

Browser-based
No signup

Test Score Calculator

Convert correct and incorrect answers into a percentage and letter grade.

Browser-based
No signup

Fuel Cost Calculator

Estimate trip fuel costs from distance and price.

Browser-based
No signup

Mileage Calculator

Calculate fuel efficiency and mileage.

Browser-based
No signup

EV Charging Cost Calculator

Estimate electric vehicle charging costs.

Browser-based
No signup

Road Trip Cost Calculator

Plan total road trip costs including fuel and extras.

Browser-based
No signup

Split Bill Calculator

Split a restaurant bill evenly with tip and tax.

Browser-based
No signup

Tip Calculator

Calculate tip, total, and per-person amounts for a bill.

Browser-based
No signup

Recipe Converter

Scale recipe ingredients up or down by servings.

Browser-based
No signup

Calorie Calculator

Estimate daily calorie needs from basic inputs.

Browser-based
No signup

Water Intake Calculator

Estimate daily water intake recommendations.

Browser-based
No signup

Random Picker

Pick one or more random options from a list.

Browser-based
No signup

URL Encoder/Decoder

Encode or decode URL-safe text.

Browser-based
No signup

CSV to JSON Converter

Convert CSV with headers into a JSON array of objects.

Browser-based
No signup

JSON to CSV Converter

Convert a JSON array of objects into CSV.

Browser-based
No signup

Color Contrast Checker

Check WCAG contrast ratios between two colors.

Browser-based
No signup

HTML Formatter and Minifier

Format or minify HTML markup in your browser.

Browser-based
No signup

CSS Formatter and Minifier

Format or minify CSS stylesheets.

Browser-based
No signup

JavaScript Formatter and Minifier

Format or minify JavaScript code.

Browser-based
No signup

YAML Formatter and Validator

Format and validate YAML documents.

Browser-based
No signup

CSV Viewer and Formatter

Preview CSV as a table and reformat it cleanly.

Browser-based
No signup

HTML Encoder and Decoder

Encode or decode HTML entities.

Browser-based
No signup

Hash Generator

Generate SHA-256, SHA-384, and SHA-512 hashes.

Browser-based
No signup

File Checksum Calculator

Generate SHA-256 file checksums in your browser.

Browser-based
No signup
Files stay local

Color Converter

Convert colors between HEX, RGB, HSL, and HSV.

Browser-based
No signup

Markdown Previewer

Preview GitHub-flavored Markdown as HTML.

Browser-based
No signup

Cron Expression Explainer

Explain 5-field cron expressions in plain language.

Browser-based
No signup

Profit Margin Calculator

Calculate profit, margin percent, and markup percent.

Browser-based
No signup

Invoice Generator

Build a plain-text invoice draft from line items.

Browser-based
No signup

Recently added